Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Calendar.Cash ("Company," "we," "us," or "our") regarding your use of our business visualization platform and related services (collectively, the "Service").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

Calendar.Cash is a business visualization platform that transforms your financial data into intuitive calendar views. Our Service includes:

• Integration with payment processors (Stripe and future providers)
• Real-time data synchronization and visualization
• Revenue forecasting and analytics
• Customer retention and recovery tools
• Business intelligence dashboards
• Webhook and API access for data updates

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

3. User Accounts and Registration

3.1 Account Creation

To use our Service, you must create an account by providing accurate and complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Ensuring your contact information remains current

3.2 Eligibility

You must be at least 18 years old and have the legal authority to enter into this agreement. By using our Service, you represent and warrant that:

• You are of legal age to form a binding contract
• You have the authority to connect payment processor accounts
• All information provided is accurate and truthful
• You will comply with all applicable laws and regulations

3.3 Business Use

Our Service is designed for business use. You represent that you are using the Service for legitimate business purposes and that you own or have proper authorization to access the financial data you connect to our platform.

4. Payment and Billing

4.1 Subscription Plans

Our Service operates on a subscription basis. Current plans include:

• Free Plan: Demo access with limited features
• Pro Plan: Full access to all features ($29/month or $24/month annually)
• Enterprise Plan: Custom pricing and features

4.2 Payment Terms

• Subscription fees are charged in advance on a monthly or annual basis
• All payments are processed securely through Stripe
• Prices are subject to change with 30 days advance notice
• No refunds for partial months or unused portions
• Taxes may apply based on your location

4.3 Cancellation and Refunds

You may cancel your subscription at any time. Cancellation will take effect at the end of your current billing period. We do not provide refunds for unused portions of your subscription, except as required by law.

5. Data and Privacy

5.1 Data Access

By connecting your payment processor account, you grant us permission to access and process your financial data as described in our Privacy Policy. This includes:

• Transaction history and payment metadata
• Customer and subscription information
• Revenue and analytics data
• Dispute and refund information

5.2 Data Security

We implement industry-standard security measures to protect your data. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

5.3 Data Retention

We retain your data for as long as your account is active or as needed to provide services. Upon account deletion, we will delete your personal information within 30 days, except where retention is required by law.

6. Acceptable Use

6.1 Permitted Use

You may use our Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful, offensive, or illegal content
• Interfere with or disrupt the Service
• Attempt to gain unauthorized access to our systems
• Use automated systems to access the Service
• Reverse engineer or attempt to extract source code

6.2 Prohibited Activities

You specifically agree not to:

• Use the Service for fraudulent or deceptive purposes
• Connect unauthorized payment processor accounts
• Share access credentials with unauthorized parties
• Attempt to overwhelm our servers or networks
• Use the Service to compete with or harm our business

7. Intellectual Property

7.1 Our Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of Calendar.Cash and its licensors. The Service is protected by copyright, trademark, and other laws.

7.2 Your Rights

You retain all rights to your data and content. By using our Service, you grant us a limited, non-exclusive, non-transferable license to use your data solely for providing the Service.

7.3 Feedback

Any feedback, comments, or suggestions you provide regarding the Service may be used by us without restriction or compensation to you.

8. Third-Party Services

Our Service integrates with third-party services such as Stripe and future payment providers. Your use of these services is subject to their respective terms of service and privacy policies. We are not responsible for the practices or policies of third-party services.

We may provide links to third-party websites or services for your convenience. We do not endorse or assume responsibility for any third-party sites, information, materials, products, or services.

9. Disclaimers and Limitations

9.1 Service Availability

9.2 Data Accuracy

While we strive to provide accurate data visualization, we do not guarantee the accuracy, completeness, or timeliness of any data presented. You are responsible for verifying the accuracy of your data and business decisions based on our Service.

9.3 Service Interruptions

We do not guarantee uninterrupted access to the Service. We may experience downtime due to maintenance, updates, or technical issues. We will make reasonable efforts to minimize disruptions but are not liable for any losses resulting from service interruptions.

10. Limitation of Liability

In no event shall our total liability to you for all damages exceed the amount paid by you to us in the twelve (12) months preceding the event giving rise to the claim, or $100, whichever is greater.

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation may not apply to you.

11. Indemnification

You agree to indemnify, defend, and hold harmless Calendar.Cash and its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorney's fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any third-party rights
• Any data you provide to the Service
• Your negligent or wrongful conduct

12. Termination

12.1 Termination by You

You may terminate your account at any time by following the cancellation process in your account settings or contacting support.

12.2 Termination by Us

We may terminate or suspend your account immediately, without prior notice, if you violate these Terms or engage in activities that harm our Service or other users.

12.3 Effect of Termination

Upon termination, your right to use the Service will cease immediately. We will delete your account and data within 30 days, except where retention is required by law.

13. Governing Law and Disputes

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [State/Country], without regard to its conflict of law principles.

13.2 Dispute Resolution

Any disputes arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization]. The arbitration shall be conducted in [City, State/Country].

13.3 Class Action Waiver

You agree that any arbitration or legal proceeding shall be conducted on an individual basis only and not as a class action or representative proceeding.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

If you do not agree to the modified Terms, you must discontinue use of the Service and may terminate your account.

15. Miscellaneous

15.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Calendar.Cash regarding the Service.

15.2 Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

15.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

16. Contact Information

If you have any questions about these Terms of Service, please contact us at: