Privacy Policy

1. Introduction

Welcome to Calendar.Cash ("we," "our," or "us"). We are committed to protecting your privacy and handling your data transparently. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our business visualization platform and related services (collectively, the "Service").

By using our Service, you agree to the collection and use of information in accordance with this policy. This policy applies to all users of our Service, including those who access our platform through third-party integrations.

2. Information We Collect

2.1 Personal Information

We collect personal information that you provide directly to us, including:

• Name and email address
• Account credentials and authentication information
• Payment information (processed securely through Stripe)
• Profile information and preferences
• Communications and support requests

2.2 Financial Data

Through your authorized connection to payment processors (such as Stripe), we access and process:

• Transaction history and payment metadata
• Subscription and billing information
• Customer payment patterns and analytics
• Revenue and financial performance data
• Refund and dispute information

Important: We never store your actual payment card details or bank account information. All sensitive payment data remains with your payment processor and is only accessed through secure, encrypted API connections.

2.3 Usage and Technical Data

• Device information and browser type
• IP address and location data
• Usage patterns and feature interactions
• Performance metrics and error logs
• Cookies and similar tracking technologies

3. How We Use Your Information

We use your information for the following purposes:

3.1 Service Provision

• Provide, maintain, and improve our Service
• Create and manage your account
• Process transactions and manage subscriptions
• Generate business visualizations and analytics
• Provide forecasting and predictive insights
• Enable real-time data synchronization

3.2 Communication

• Send service-related notifications
• Provide customer support
• Send recovery and retention communications
• Deliver marketing communications (with your consent)

3.3 Legal and Security

• Comply with legal obligations
• Protect against fraud and abuse
• Enforce our terms and policies
• Resolve disputes and claims

4. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties except as described below:

4.1 Service Providers

We may share your information with trusted third-party service providers who assist us in:

• Payment processing (Stripe, future payment providers)
• Cloud hosting and infrastructure
• Analytics and monitoring services
• Customer support platforms
• Email delivery services

4.2 Legal Requirements

We may disclose your information if required by law, regulation, or legal process, or to:

• Comply with court orders or government requests
• Protect our legal rights and interests
• Prevent fraud or illegal activities
• Protect the safety of our users or the public

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity, subject to the same privacy protections.

5. Data Security

We implement comprehensive security measures to protect your information:

• Industry-standard encryption for data in transit and at rest
• Multi-factor authentication and access controls
• Regular security audits and vulnerability assessments
• Secure API connections with OAuth 2.0 and TLS
• Limited data retention and automated deletion policies
• Employee training on data protection and security practices

While we strive to protect your information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security but are committed to maintaining reasonable safeguards.

6. Your Rights and Choices

6.1 Access and Control

You have the right to:

• Access your personal information
• Update or correct inaccurate data
• Delete your account and associated data
• Export your data in a portable format
• Restrict or object to certain processing activities

6.2 Communication Preferences

You can:

• Unsubscribe from marketing communications
• Adjust notification settings
• Opt-out of non-essential communications

6.3 Data Portability

You can request a copy of your data in a structured, machine-readable format to transfer to another service provider.

7. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for international transfers, including:

• Adequacy decisions by relevant authorities
• Standard contractual clauses
• Binding corporate rules
• Certified privacy frameworks

8. Retention and Deletion

We retain your information for as long as necessary to:

• Provide our services
• Comply with legal obligations
• Resolve disputes
• Enforce our agreements

When you delete your account, we will delete your personal information within 30 days, except where we are required to retain it for legal reasons. Some aggregated, anonymized data may be retained for analytical purposes.

9. Regional Privacy Rights

9.1 GDPR (European Union)

If you are located in the EU, you have additional rights including:

• Right to be forgotten
• Right to data portability
• Right to object to processing
• Right to lodge a complaint with supervisory authorities

9.2 CCPA (California)

California residents have the right to:

• Know what personal information is collected
• Delete personal information
• Opt-out of the sale of personal information
• Non-discrimination for exercising privacy rights

10. Children's Privacy

Our Service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically for any changes.

12. Contact Information

If you have any questions about this Privacy Policy or our privacy practices, please contact us at: